Pre-Halloween Holiday Shopping Surges as Inflation Alters Spending Habits

by CiCi

Almost half of Americans are gearing up for holiday shopping as early as October this year, with significant concern about inflation’s impact on their budgets.

A recent Bankrate survey reveals that 48% of Americans plan to initiate their holiday shopping before Halloween. This early start reflects a broader trend of consumers seeking to manage their expenses amid rising costs.

The survey highlights a shift in shopping behavior due to inflation. Only 24% of respondents anticipate spending more this year compared to last, while one-third expect to cut back on their holiday expenditures. Age-related trends show that younger shoppers, particularly Gen Z, are more inclined to increase their spending. Approximately 40% of Gen Zers foresee higher spending, in contrast to 31% of millennials. Meanwhile, spending intentions are more conservative among older generations, with 19% of Gen Xers and 15% of baby boomers planning to spend more.

Inflation’s influence is evident, with 34% of those surveyed noting its effect on their shopping strategies. Early shopping is becoming more common, with 12% starting as early as August and 13% beginning in September. In contrast, only 15% intend to make their purchases in December, indicating a shift away from last-minute shopping.

Ted Rossman, Senior Industry Analyst at Bankrate, commented on the trend: “Starting your holiday shopping early allows for better comparison shopping and helps mitigate the financial impact of gift-giving.”

Stress about holiday spending is palpable, with one in four shoppers expressing concern about the costs. Only 30% have set aside funds for gifts in advance.

The survey also notes a strong preference for online shopping, with 42% of respondents planning to shop primarily online, compared to just 23% who will focus on in-person purchases. Additionally, over a quarter of shoppers anticipate accumulating debt to cover their holiday spending.

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